Sobha Realty 20:80 Payment Plan
🔔 Sobha Realty · 20:80 Plan · Register for Next Window

Sobha Realty
20:80 Payment Plan
Register Your Interest

Pay only 20% now. Defer 80% to handover. Sobha Realty periodically offers this exclusive plan on select properties — Hartland II, Elwood, One, Solis, Sanctuary. The last 20:80 window ran August 8–9, 2026 (48 hours only, AED 5M+ properties). Register with IA Wealth to be first notified when the next window opens.

🔔 Register Interest · Next 20:80 WindowSobha Realty · Award-Winning Build Quality20% Now · 80% at Handover+ 4% DLD Waiver on Select UnitsSobha Hartland II · Elwood · Solis · OneLimited Windows · Register to Be First
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20%Pay Now Only
80%Deferred to Handover
4%DLD Waiver (select units)
SobhaBuild Quality Benchmark
Limited48-72 Hour Windows
About the Project

Why the Sobha 20:80 Plan Is Exceptional — And Why You Need to Register Early

Sobha Realty's standard payment plan across 2024-2026 launches is 60:40 — 60% during construction, 40% at handover. The 20:80 plan (20% now, 80% at handover) is a limited promotional offer that Sobha runs periodically on select properties and for short windows. The last window ran August 8–9, 2026 — just 48 hours on properties AED 5M and above, paired with a 4% DLD waiver.

For NRI investors, the 20:80 plan fundamentally changes the investment mathematics. A Sobha Hartland II apartment at AED 2M on standard 60:40 requires AED 1.2M during construction. The same property on 20:80 requires only AED 400K upfront — freeing AED 800K for other investments or LRS management. The 4% DLD waiver (AED 80K on a AED 2M property) adds further saving.

IA Wealth monitors all Sobha promotional windows and notifies registered clients first. Register below — we will contact you the moment the next 20:80 window is confirmed, before it is broadly marketed.

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80% Deferred = Maximum Capital EfficiencyCapital committed up front drops from 60% (standard) to 20%. The freed capital remains liquid, investable, and accessible until handover — a significant financial advantage.
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4% DLD Waiver — Material SavingDubai Land Department fee is 4% of property price. On AED 2M, that is AED 80,000. On AED 5M, it is AED 200,000. The DLD waiver paired with 20:80 creates a combined saving that significantly improves the overall investment return.
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Sobha Build Quality — Industry BenchmarkSobha's backward-integrated model (they design, build, and finish in-house) produces a quality standard consistently rated above the Dubai market average. No sub-contractors for core construction.
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Windows Are Short — Preparation MattersThe last window ran 48 hours. By the time most investors hear about it, it closes. Registering with IA Wealth means you're informed immediately when the next window is confirmed — giving you time to prepare funds and make an informed decision.

RERA: Sobha Realty · Various RERA-registered projects · Dubai (Sobha Hartland II, Elwood, One, Solis, Sanctuary, Siniya Island)
Each Sobha project carries its own RERA number. Contact IA Wealth for the current project list eligible for the next 20:80 window.

Sobha Realty 20:80 Payment Plan
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Configurations

Available Units & Pricing

Indicative as at August 2026. Verify with IA Wealth before booking.

Sobha Hartland II

1-3 Bedroom Apartments

From AED 1.3M MBR City · Forest views
Sobha Elwood

Forest Villas

From AED 3M+ Walking trails · Nature theme
Sobha One

Apartments

From AED 1.6M Golf views · Club access
Sobha Solis

Apartments

From AED 1M Motor City · Accessible entry
Payment Plan

20:80 vs Standard 60:40 — The Difference

Sobha Realty 20:80 Payment Plan — Payment Structure

Standard plan (60:40)60% during construction · 40% at handover
20:80 promotional20% now · 80% at handover
DLD waiver4% saving on select units
Window duration48-72 hours — register to be first
Register with IA Wealth now. We will notify you immediately when Sobha announces the next 20:80 window — before it is publicly marketed.
Amenities

What Your Community Includes

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Sobha Hartland Forest Views

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Golf Course Access · Sobha One

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Community Pools

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World-Class Gyms

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Sobha Siniya Island Waterfront

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Spa & Wellness

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Children's Zones

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24/7 Security

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Retail & F&B

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Running Trails · Elwood

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Forest Walks

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Sports Courts

The Sobha 20:80 Advantage

Why This Plan Changes the Investment Mathematics

01

20% Now vs 60% Standard

Sobha's standard plan commits 60% before handover. 20:80 cuts that to 20%. On a AED 3M Sobha Elwood villa, the difference is AED 1.2M committed now vs AED 600K — a AED 600K difference in upfront capital.

02

4% DLD Waiver = Real Money

DLD fee is non-negotiable in Dubai — 4% of purchase price, paid at registration. A DLD waiver on a AED 5M property saves AED 200,000 in cash. Paired with 20:80, the combined saving improves overall IRR significantly.

03

Sobha Build Quality — Above Market

Sobha's backward integration (in-house design, construction, fit-out) consistently delivers above the Dubai market standard. Secondary market pricing for Sobha Hartland properties reflects this quality premium.

04

Limited Windows — First Come, First Served

The 20:80 window applies to select units, not the entire project. Early registrants get first choice of which units are eligible. Register now so you're prepared when the window opens.

Location

Sobha Projects Across Premium Dubai Locations

Sobha's 2026 portfolio spans Dubai's most in-demand addresses — Sobha Hartland II (MBR City), Sobha Elwood (Al Ain Road), Sobha One (Ras Al Khor), Sobha Solis (Motor City).

MBR CitySobha Hartland II — Near Downtown
Al Ain RdSobha Elwood — Forest Villa Community
Ras Al KhorSobha One — Golf Views
Motor CitySobha Solis — Most Accessible Entry
Dubai IslandsSobha Siniya Island — Beachfront
Abu DhabiSobha City — Yas Island Area
Approx 15 minDowntown Dubai from Hartland II
Approx 20 minDXB Airport from most Sobha projects

Sobha Hartland II in Mohammed Bin Rashid City is Sobha's flagship — a forest-themed community 15 minutes from Downtown Dubai at premium but below-Palm pricing. The forest views (a physical rarity in Dubai's urban fabric) have consistently driven demand since launch.

Sobha Elwood along the Al Ain Road corridor brings the same forest-living concept to villa format — larger homes, more space, lower per-sqft than Hartland but the same quality standard. The 20:80 plan on Elwood villas represents an exceptional entry to Dubai luxury villa ownership.

NRI Investment Case

Why NRI Investors Choose Sobha 20:80

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Be First — Register Now

The 20:80 window is announced with minimal notice and closes within 48-72 hours. Most NRI investors miss it because they hear about it after it closes. IA Wealth clients who register get immediate notification with enough time to prepare and decide.

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LRS Advantage — Only 20% Crosses

Under RBI's Liberalised Remittance Scheme, NRIs can remit $250,000 per year. A 20:80 plan on a AED 2M property requires remitting only AED 400K (approx $108K) now — well within a single year's LRS limit. The remaining 80% remits over 2-4 years of construction.

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Sobha Backward Integration = Quality Certainty

Sobha designs, constructs, and finishes all projects in-house — no sub-contractor chains that introduce quality variation. The finish quality you see in the showroom is what you receive at handover. This is unusual in Dubai's market and is the primary reason Sobha commands a resale premium.

Register Interest — Sobha 20:80 Payment Plan

Pay 20% now · 80% at handover · 4% DLD waiver · Register to be first for the next window.

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FAQ

Sobha 20:80 — Common Questions

Sobha does not pre-announce 20:80 windows — they are typically confirmed 24-72 hours before opening. IA Wealth monitors Sobha communications directly and will notify registered clients the moment a window is confirmed. This is the only reliable way to be prepared in time.

The last window (August 8–9, 2026) applied to properties AED 5M and above, including villas, apartments, and twin-villas across Sobha's portfolio. Future windows may vary in eligibility criteria — specific projects, minimum price, and unit types. Register with IA Wealth and we will brief you on the exact eligibility when the next window is confirmed.

No. Post-handover plan: you pay portions AFTER receiving keys. 20:80 plan: you pay 20% now and 80% AT handover (not after). The difference is that 20:80 has no post-handover liability — 80% is due simultaneously with key receipt, requiring either saved funds or a mortgage arranged at handover. Plan your financing accordingly.

Dubai: +971 56 909 3693
India: +91 78369 15655
Instagram: @ia_wealthdxb
🌐www.iawealth.ae

Disclaimer: All pricing for Sobha Realty 20:80 Payment Plan is indicative as at August 2026 and subject to change. IA Wealth Real Estate LLC · RERA 52591 · Sheikh Zayed Road, Dubai · +971 56 909 3693 · www.iawealth.ae